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Checking
you can rely on

From free to high-yield, for personal or business, there’s a checking account for your needs.

Save money, earn rewards
No matter which card you choose, you can rest assured you're getting the best rate.
Credit cards
Tap, snap, deposit
Skip the extra trip to a GECU location - make quick and secure deposits with our top-rated mobile app.
Mobile deposit
Knowledge is power.
Check out our latest free webinars to learn smart money tips and ways save, spend, and plan better.
 
Upcoming events
Make the most of your business purchases
Earn reward points on daily purchases with a rate that benefits your bottom line.
Business credit card
You live your money story every day
Bring your story to life with personalized insights, custom budgets, spend tracking, and  more—all for free.
Money Management
Report a lost or stolen card
Can't find your card? Tell us right away and we can help to keep you secure.
Report
3-Year Certificate
0.65%APY*
Certificates
12-month intro
2.49%APR*
Home Equity Line of Credit
Visa Signature®
10.74%APR*
Credit cards
Balances of $25,000+
0.40%APY*
IRA Money Market

Supporting you at every stage

The GECU and credit union difference

Serving since 1954
With proven stability, we are the third largest locally based financial institution in Greater Cincinnati.
Our story
You’re a shareholder
As a cooperative credit union, we’re owned and run by our members.
The credit union difference
Members matter
We're not for profit and we’re committed to your financial success.
Annual report and financials
Open to all
GECU membership is open to anyone in the Greater Cincinnati area.
Membership and eligibility
Committed to our communities
GECU supports local businesses and organizations through our GECU Cares program, sponsorships, and our annual scholarship.
Community
Empowering people
Your success is our success. We provide tools and resources so you can make the best choices for your unique finances.
Financial education

What our members say

It was the first financial institution I visited when I moved to Fairfield. I came from Pennsylvania and was a credit union member there so I was already familiar with how they work. GECU didn't disappoint me. I would recommend them to anyone.
Diana F.
I have been a member of General Electric Credit Union since 1979. I have bought many cars, a couple of motorcycles and taken who knows how many loans for all the things that life has thrown my way. I also have a credit card, and checking account at the credit union. Through all of life's ups and downs, the folks at General Electric Credit union have been there to help. Always exceeding my expectations, and I can't say that about many other places. Thanks for always being there!!
Barry Day
GECU is one of the best financial institutions in the country, period. They offer great service at low cost. Whether it is with their everyday checking or saving accounts or their mortgage loan program. They respond quickly to meet their member's expectations.
Guy D.
I think General Electric Credit Union is a great financial institution that has been great to me, and I would recommend them to my family and friends. I have been with GECU for eight years now and will continue using them for my banking and car loans. Its a great financial institution.
Teresa S.
I have been a member of the credit union since 1963. They have helped me raise two kids, buy a house, cars, and take a vacation each year. Knowing GECU is there to help me if I need them is truly a blessing.
Bob H.
I got an auto loan and I don’t have perfect credit but they got me an interest rate that I’m very happy with! I will always come here and recommend for any auto loan.
David B.

Money Minutes Blog

3 Myths Millennials Should Know About Certificates

Whether you’re an older millennial or you barely made the cut being born in 1996, you're likely interested in learning ways to grow your money, right? Enter, certificates! Learn more about these fixed-rate accounts and how they can help you reach financial goals. 

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Checklist for What to Do When a Loved One Passes

When a loved one passes away, the following days can feel surreal. While you grapple with the emotions a loss brings, there are also legal and personal matters to tend to, such as closing a bank account or planning a funeral service.

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