Managing family finances

Family makes life fun and exciting. We’re here to help you stay on track so you can realize your family’s financial goals.

Kids in the car,
GECU in your pocket

  • Solutions to support your family’s future
  • A helping hand when you need it
  • Convenient tools to make daily life easier

As a parent, you have a lot on your plate. Raising a family is a big job, so it’s important to have the right financial tools and resources at your disposal. From credit card points to home equity products, there are many things you can take advantage of to benefit your family’s today and tomorrow.

Solutions for families


Online Banking and our mobile app1

Running the kids to a baseball game or to play practice? No problem. Stay on top of your money, wherever you are with Online Banking or our mobile app. Set up alerts and reminders, sign up for eStatements, pay bills, and use Debit Card Controls to determine where, when, and how your (or your child’s) debit card is used – all from your computer, tablet, or smartphone.

Credit cards

Picking up dinner or buying sports gear, you’re likely using a card every day. Why not get rewarded while paying less in interest with no annual fee? We have the right card for you.

Home loans

Looking for your first house or need a bigger home for your growing family? From pre-approvals to closing, we’ll be with you every step of the way. If you want to stay put in your current home but reduce your monthly expenses, refinancing may be the solution.

Home Equity Line of Credit (HELOC)

Your home’s equity is a convenient way to boost your cash flow for those home projects, school trips, vacations, or even to consolidate your finances.

Certificates

Saving for your kids’ education or their future car? Set aside money in a secure account and let it grow effortlessly. You'll enjoy guaranteed earnings!

High-yield savings accounts

Give your family a raise. Take advantage of competitive rates while maintaining liquidity and access to funds.

Individual Retirement Account (IRA)

Retirement savings don’t need to stop with your 401k/retirement plan. Save for your future now with tax-deferred or tax-advantaged accounts.

Health Savings Account (HSA)

Accruing medical bills can be scary for families. Plan ahead and save for qualified medical expenses with a tax-advantaged HSA when you have a high-deductible health care plan.

Christmas and Vacation Club accounts

Get a jump start on saving for the holidays or your next family vacation. Set up payroll deductions or automatic transfers – it’s a set-it-and-forget-it way for busy parents to save.

Investment Services, provided by CUSO FS2

Planning your financial future is important, wherever you are in life. Our advisors are here to help navigate the options available and find the best fit for you.

Legal Services

Starting a family often means preparing important documents, such as a Will. No matter your legal needs or conundrums, having an attorney dedicated to providing you with the best advice and counsel is a must. GECU members can enjoy an initial consultation at no cost through Legal Services.3

Auto loans

Trading in the two-door for a family car, or just ready for something different? We make financing your car easy with great rates, a variety of terms, and less fees than competitors.

Class is in session

Your children learn from you every day. But just because you’re a parent doesn’t mean there’s more out there for you to learn, too! From money and budgeting basics to investments, it’s important to brush up on your knowledge. GECU is committed to Improving the Quality of Financial Lives, and one way we do this is by offering a range of complimentary resources. Visit our Money Minutes blog to read our latest posts on finance topics or register for a free webinar! You can even subscribe to our YouTube page and play back any webinars you might have missed.

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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Financial institutions aren't all the same
At General Electric Credit Union, the big difference is we focus on improving people's lives, not padding our profits.