Total convenience. Time-saving technology. Money-making opportunities. At GECU, our checking options are designed to make your day easier and finances stronger.
Simply Free Checking is the perfect everyday checking account, ideal for those who are looking for a simple account packed with great features.
Choice Checking is a competitive, dividend-earning checking account with two tiers for attainable earning opportunities.
Our Amplified High-Yield Checking account offers significant earning potential, with five tiers - as your balance increases, so does your return.
Managing and monitoring your money couldn’t be easier. With free Online Banking and mobile app access, you can keep an eye on your accounts to create healthy money habits.
Changing banks doesn’t have to be a headache. Make it simple with ClickSWITCH! Switch your direct deposits and identify automatic payments from your existing account to your new GECU checking account.
Looking for an easy way to save? Round-Up is a no-brainer way to automatically pad your savings. We round up each debit card purchase to the next dollar, then transfer the extra change to your savings account.
Life gets busy. Mistakes happen. We offer several ways to protect your account against overdrafts.
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Simply Free Checking2
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Choice Checking3
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Amplified High-Yield Checking4
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| Perfect for you if: | You want the peace of mind of having a FREE checking account. | You want a checking account that earns interest without any hassle. | You want to maximize your earning potential. |
| Minimum to open5 | $25 | $25 | $50 |
| Monthly maintenance fee | $0 | $10; waived if $500 daily balance is maintained | $15; waived if $1,500 daily balance is maintained |
| Dividends | No | Yes | Yes |
| Free first book of checks | No | Yes | Yes |
| Waived out-of-network ATM fees | No | No | Up to 10 out-of-network ATM fees reimbursed each month6 |
| Access to nearly 100,000 free ATMs | Yes | Yes | Yes |
| Free access to your FICO® Score | Yes | Yes | Yes |
| Free access to Online Banking and top-rated mobile app7 | Yes | Yes | Yes |
| Free Mobile Deposit, Bill Pay, 8 and eStatements | Yes | Yes | Yes |
| Apple Pay®, Google Pay™, and Samsung Pay™ compatible | Yes | Yes | Yes |
| Account alerts via email, SMS text message, and push notifications | Yes | Yes | Yes |
| Overdraft protection solutions | Yes | Yes | Yes |
Account Features |
Simply Free Checking2
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|---|---|
| Perfect for you if: | You want the peace of mind of having a FREE checking account. |
| Minimum to open | $25 |
| Monthly maintenance fee | $0 |
| Dividends | No |
| Free first book of checks | No |
| Waived out-of-network ATM fees | No |
| Access to nearly 100,000 free ATMs | Yes |
| Free access to your FICO Score | Yes |
| Free access to Online Banking mobile app | Yes |
| Free Mobile Deposit, Bill Pay, and eStatements | Yes |
| Apple Pay, Google Pay, and Samsung Pay compatible | Yes |
| Account alerts via email, SMS text message, and push notifications | Yes |
| Overdraft protection solutions | Yes |
Account Features |
Choice Checking3
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|---|---|
| Perfect for you if: | You want a checking account that earns interest without any hassle. |
| Minimum to open | $25 |
| Monthly maintenance fee | $10; waived if $500 daily balance is maintained |
| Dividends | Yes |
| Free first book of checks | Yes |
| Waived out-of-network ATM fees | No |
| Access to nearly 100,000 free ATMs | Yes |
| Free access to your FICO Score | Yes |
| Free access to Online Banking mobile app | Yes |
| Free Mobile Deposit, Bill Pay, and eStatements | Yes |
| Apple Pay, Google Pay, and Samsung Pay compatible | Yes |
| Account alerts via email, SMS text message, and push notifications | Yes |
| Overdraft protection solutions | Yes |
Account Features |
Amplified High-Yield Checking4
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|---|---|
| Perfect for you if: | You want to maximize your earning potential. |
| Minimum to open | $50 |
| Monthly maintenance fee | $15; waived if $1,500 daily balance is maintained |
| Dividends | Yes |
| Free first book of checks | Yes |
| Waived out-of-network ATM fees | Up to 10 out-of-network ATM fees reimbursed each month6 |
| Access to nearly 100,000 free ATMs | Yes |
| Free access to your FICO Score | Yes |
| Free access to Online Banking mobile app | Yes |
| Free Mobile Deposit, Bill Pay, and eStatements | Yes |
| Apple Pay, Google Pay, and Samsung Pay compatible | Yes |
| Account alerts via email, SMS text message, and push notifications | Yes |
| Overdraft protection solutions | Yes |
General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.
The world of credit scores doesn't have to be confusing. Enjoy our free, downloadable eBook The Ultimate Beginner's Guide to Credit Scores.
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We’re upholding our mission of Improving the Quality of Financial Lives with our new and improved website. Take a tour to see what’s new and find resources and materials to support your financial well-being.
Select the “Login” button to access Online Banking and set up transfers, make payments, open new accounts and loans, and use our popular money management tools.
Find what you need with an easy-to-use menu providing unique experiences for personal banking, business banking, learning, getting support from GECU, and accessing important and popular information.
With blog articles, financial calculators, product comparison charts, and more – you’ll have all the resources you need to reach your goals.
Get guidance and explore products, services, and resources based on your needs and personal financial journey and goals.
We’re not your average financial institution. From empowering our team members and supporting the communities we serve to being owned and run by our members with proven stability, our new website emphasizes what makes banking with us better.
Check out all the new features and functionality to support the quality of your unique financial life on our new and improved site.